I may be about to switch insurance companies again. (Oh, why don't
I have much confidence in my insurance, expensive as it is?!)
I am looking for specific experience with US companies - NOT what
an agent or the policy says, but actual experience with losses
and claims results with specific US companies, please. My needs:
PROFESSIONAL-use coverage, REAL replacement value (NOT depreciated,
though a deductable sum is OK), REASONABLE price (I pay about $500/yr.
now [which is acceptable, I guess, if the insurance has value] with
little confidence that I could actually collect the coverage I am
paying for now). I have never had a loss (whew!), but could not
afford to self-insure now (20 years ago, I could have, if I had
known I wouldn't have a loss in the next 20 years....;-).
Thanks for any help.
Hope This Helps